Call AhooFinancing more than one rental
A rental portfolio can be financed with separate property loans or, on qualifying transactions, a blanket or portfolio facility covering multiple properties. The right choice depends on ownership, current liens, property income, equity, the need for cash-out, and whether you expect to sell individual properties later.
Answers before an application
Select blanket and portfolio lenders may refinance eligible properties that currently have separate loans. They review ownership, title, values, rent, liens, geography, seasoning, and the proposed facility.
No. One facility can simplify financing, but its rate, fees, leverage, cross-default terms, and release prices may differ from separate loans. Compare the total cost and flexibility, not only the payment.
A blanket loan typically needs a negotiated property-release provision. The lender may require a release payment or a revised collateral test before removing a property. Separate loans usually make individual sales simpler.
Qualifying portfolio refinance structures may release equity, subject to appraised values, current payoffs, property cash flow, LTV, credit, and lender limits.
Some business-purpose lenders finance eligible LLC-owned properties. Ownership, guarantees, title, and any transfer or vesting requirements need review before changing the structure.
Not always, but geographic limits vary by lender. Share the addresses and current loan balances so we can identify programs that cover the portfolio.
Provide each property's estimated value, rent, occupancy, current loan and payment, ownership, and whether you plan to sell or refinance any property separately.
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