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Ahoo Khalessi, Division Manager · Loan Officer

Coast to Coast Equity leadership

Ahoo Khalessi

Division Manager · Loan Officer · NMLS #2239510

Ahoo is a nationally recognized loan originator specializing in commercial real estate, bridge and private-money solutions, DSCR investor financing, no-ratio DSCR, fix-and-flip, fix-and-hold, rental-property second liens, and complicated business-purpose transactions that need a creative path forward.

Commercial & investor expertise

Financing built around the actual deal.

Her work is rooted in comparing a broad lender network rather than forcing every borrower into one credit box. Ahoo helps new and experienced investors weigh rate, leverage, speed, documentation, and exit strategy—including investors with experience in another country who are new to the U.S. market. Whether the goal is a commercial purchase, rental-property cash-out, winery or mixed-use acquisition, Bridge-to-SBA plan, fix-and-flip, long-term fix-and-hold, or rescuing a project already under construction, the financing is structured around the actual deal.

Recognition

Nationally recognized performance. Personally structured solutions.

Scotsman Guide Top Originator

Recognized among the nation’s leading mortgage originators for verified annual production.

Two EMortgage Capital Top 5% recognitions

Ahoo’s current EMC profile displays two national Top 5% recognition badges.

EMC Non-QM certification

An internally issued credential relevant to flexible-documentation investor financing, earned after applicable funded loans.

Complex-scenario specialist

Commercial, bridge, DSCR, investor equity, and business-purpose financing across a broad lender network.

Representative financing examples

Real scenarios. Creative paths forward.

Examples are anonymized and provided for educational purposes. Every loan is subject to separate underwriting, approval, property eligibility, and program availability.

Construction completion · Planned exit

Gas station, restaurant and beer-lounge project

A $360,000 acquisition grew through substantial borrower-funded improvements. With a $1.627 million as-is real-estate value excluding equipment, Ahoo structured $1.184 million in bridge financing, including a $130,000 construction draw, to address contractor balances and complete the project. An SBA refinance is being pursued as a potential exit, subject to eligibility and approval.

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Commercial cash-out refinance · Deal rescue

20-unit Edison Midtown condo-inventory refinance

At Edison Midtown, 3131 N Central Ave in Phoenix, the developer had sold 37 of the project’s 60 condominium units when carrying the remaining inventory created a liquidity squeeze. He had limited documented reserves while an aircraft-hangar interest owned with partners was still being sold. Ahoo refinanced 20 individually titled units together at approximately 75% LTV, with an eligible portion of the cash-out proceeds establishing the required post-closing reserves and providing liquidity for project obligations and the next project.

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Currently closing

8-unit apartment-building purchase using 1031 proceeds

An experienced investor is applying remaining 1031 exchange proceeds toward an eight-unit apartment acquisition. The structure focuses on property income and the commercial asset rather than traditional personal-employment qualification.

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Fix-and-flip financing

$2.4 million fix-and-flip transaction

Ahoo structured a large-balance business-purpose fix-and-flip transaction around the acquisition, renovation plan, property value, borrower experience, project budget, and intended sale exit.

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Repeat fix-and-hold experience

Approximately 7–8 separate fix-and-hold loans

Ahoo has structured multiple long-term fix-and-hold transactions in addition to numerous purchase fix-and-flip loans, helping investors move from acquisition strategy to sustainable rental financing.

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Closed · International investor

No-ITIN fix-and-flip for an investor new to the U.S.

Ahoo closed a business-purpose fix-and-flip for a borrower with substantial construction experience in another country who was new to the U.S. market and did not yet have an ITIN. The lender considered the investor’s international experience, eligible partner experience, property, equity, and complete transaction.

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Special-purpose property

Winery and vineyard financing

Financing for a winery can involve the real estate, agricultural or hospitality use, operating business, equipment, and licensing. Ahoo evaluates the complete use of funds and potential bridge, commercial, SBA, or private-money path.

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Mixed-use financing

Operating business plus investment-rental property

Mixed-use transactions may combine owner-occupied business space with income-producing residential or commercial units. Ahoo structures the request around occupancy, rents, business use, property value, and the borrower’s long-term plan.

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VERIFIED CLIENT REVIEW
★★★★★
“As a seasoned investor Ahoo and her team will be my go to lender as I continue to grow.”
Terry B.Laredo, TX · Zillow · July 17, 2025Read verified reviews