Welcome to our page here at The Coast To Coast Equity Team powered by E Mortgage Capital! We're thrilled to have you here. Let me introduce myself and our team:
I started my journey at Rocket Mortgage, which provided valuable experience but limited loan program options. Transitioning to wholesale, I now have access to over a 140 lenders, allowing me to find the best rates and lowest costs tailored to your specific needs. From HELOCs, seconds, refis, and cash-outs to diverse products like DSCR loans, bank statement loans, hard money loans, commercial and business loans, we offer tailored loan programs with comprehensive solutions.
As an experienced Mortgage Loan Originator (MLO) and Division Manager, I'm dedicated to navigating clients through the complexities of the mortgage industry. I take pride in crafting personalized solutions that help clients achieve their financial goals, even in challenging situations.
I'm also fortunate to work alongside a team of talented loan officers with diverse backgrounds and impressive achievements. Together, we're committed to ensuring you receive the guidance needed to reach your financial objectives.
Whether you're exploring mortgage options or seeking advice or industry tips, I'm here to answer any questions and to walk you through the process every step of the way. Let's succeed together!
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With a diverse professional background spanning in finance, real estate, and architecture, I bring a unique perspective to the world of lending. As a seasoned loan officer, I thrive on finding creative solutions to help clients achieve their financial goals. As an Executive Loan Officer, I have honed my skills in navigating the complex landscape of lending, specializing in a wide range of loan types and catering to clients across all states. Whether it's a mortgage, commercial loan, or refinancing, I have the expertise and experience to guide clients through the process with confidence and ease. I am not just another suit behind a desk;
I am a deadline-driven professional who thrives on finding solutions to even the most challenging situations. My approach is straightforward and transparent—I will always provide honest advice, even if it means advising against a particular loan option. Your trust is paramount to me, and I am committed to earning it through every interaction. With a track record of success and a commitment to excellence, I am dedicated to going above and beyond to ensure the success of my clients. Let me be your partner in achieving your financial goals, providing the personalized attention and expertise you deserve every step of the way.
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Hello! I pride myself on guiding individuals and families through the intricate process of securing their dream homes. My passion for finance and dedication to exceptional client service drive my specialization in navigating the complexities of the mortgage landscape. I am committed to understanding your unique financial goals and crafting personalized solutions that align perfectly with your needs. Whether you are a first-time homebuyer, looking to refinance, or exploring investment opportunities, I am here to provide clarity and unwavering support at every stage of the process.
I believe in transparency and clear communication to ensure you feel empowered and informed throughout your mortgage journey. By staying current with market trends and leveraging a robust network of industry resources, I strive to offer competitive rates and favorable terms that are specifically tailored to your circumstances. Building long-term relationships based on trust and integrity is a cornerstone of my approach. Your satisfaction and financial well-being are my utmost priorities, and I am dedicated to exceeding your expectations. Let’s embark on this important journey together. Feel free to contact me today to explore how I can help you achieve your homeownership and financial goals.
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Welcome! I'm Susan O'Donovan, a dedicated Loan Officer with a diverse professional background that has equipped me with a unique perspective in the financial industry. My journey has been rich and varied, encompassing significant roles such as Vice President in Sales, Customer Service, Human Resources, and Business Development in domains including auto manufacturing, solar, healthcare, and most recently predictive technology. Throughout my career, I've cultivated a strong commitment to excellence, driven by a passion for helping individuals and businesses achieve their financial goals. My extensive experience in sales has honed my ability to understand and meet the needs of clients, while my tenure in customer service has instilled in me the importance of building and maintaining lasting relationships. In Human Resources,
I developed a keen understanding of the value of people, which has been instrumental in my approach to client interactions. My business development expertise allows me to identify and seize growth opportunities, ensuring that I provide the best financial solutions tailored to each client's unique situation. Outside of my professional life, I enjoy exploring new adventures and staying active. I believe in continuous learning and personal growth, which keeps me motivated to excel in all that I do. Thank you for visiting my page. I look forward to the opportunity to work with you and help you navigate your financial journey with confidence and success.
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Bilingual English-Portuguese professional with a distinguished career spanning 10-plus years in the financial and customer service industry, recently focusing on providing comprehensive mortgage solutions tailored to clients unique needs and financial goals. With the ability to thrive in dynamic, high-pressure environments, I am recognized for managing complex pipelines, navigating regulatory landscapes, and ensuring a seamless mortgage process.For example, as a Mortgage Banker, I successfully managed a pipeline of over 150 clients, showcasing my proficiency in navigating every stage of the mortgage journey. Conducting daily follow-ups with clients awaiting pre-approval and weekly check-ins with those already pre-approved, l ensured a seamless progression in their property search.
From the initial conversation to pre-approval, verified approval, and the ultimate contract closure, I meticulously guided clients, addressing their queries. Handling various loan types, including conventional, VA, and FHA loans, with adjustable and fixed interest rates, I verified clients credit scores to ensure they met the minimum qualifications. My comprehensive approach ensured a smooth and informed mortgage experience for every client.Furthermore, I consistently ranked among the top performers, receiving four recognition coins that underscored recognition for outstanding performance.Consistently surpassing monthly pre-approvals and verified approvals and sales targets, reaching 150% of the target, underscoring my ability to remain competitive and deliver exceptional results in a high-paced sales environment.
As a Loan Officer Assistant, I bring a strong foundation in finance and a dedication to delivering exceptional client service. My role is centered around assisting our team in navigating the complexities of mortgage financing. I excel in gathering and organizing financial documents, verifying information, and ensuring compliance with regulatory requirements. With a keen eye for accuracy and efficiency, I help expedite loan approvals and facilitate smooth closings for our clients. I am committed to staying updated on industry trends and guidelines to provide the most relevant advice and support.
Building rapport with clients is a priority for me, as I believe in establishing long-term relationships based on transparency and integrity. I approach each interaction with professionalism and empathy, understanding that obtaining a mortgage is a significant milestone in our clients' lives. By offering proactive assistance and timely communication, I aim to alleviate any stress associated with the loan process and ensure a positive experience from start to finish. I look forward to assisting you in achieving your homeownership goals and being a trusted partner on your journey.
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.CTC Equity @ E-Mortgage Capital
. - NMLS # 1416824 | 18071 Fitch Ave Irvine, CA 92614
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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov
We will never disclose any personal information such as Phone numbers and SMS consent with any third parties for marketing purposes
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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov